Welcome to FinancEase. By applying for a loan with us, you agree to the following terms and conditions. Please read them carefully before proceeding with your application.
1. Acceptance of Terms
By submitting a loan application, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions, as well as our Privacy Policy.
2. Eligibility Criteria
To be eligible for a loan, you must:
- Be at least 18 years old.
- Be a citizen or legal resident of the country in which you are applying.
- Have a valid identification document (e.g., PAN, Aadhaar).
Provide accurate and complete information as requested in the application form.
3. Application Process
You must complete the loan application form with accurate and truthful information. Submission of an application does not guarantee loan approval. All applications are subject to review and approval based on our lending criteria. Please send all required documents to the provided number or email address.
4. Credit Check and Verification
By applying for a loan, you authorize FinancEase to perform credit checks and verify the information provided in your application. We may contact third parties, such as credit bureaus, financial institutions, and employers, to verify your information and creditworthiness.
5. Loan Terms
The specific terms of your loan, including the loan amount, interest rate, repayment schedule, and any applicable fees, will be provided to you upon approval. You must review and accept the loan terms before the disbursement of funds.
6. Use of Loan Proceeds
Loan funds must be used for the purpose stated in your application. Misuse of funds may result in legal action and immediate repayment of the loan in full.
7. Privacy and Data Protection
We are committed to protecting your personal information in accordance with our Privacy Policy. Your information will be used solely for the purpose of processing your loan application and managing your loan account.
8. Important Guidelines
- OTP Security: Never share your OTP with anyone without contacting FinancEase at 7878686855.
- Document Verification: If anyone asks you to send documents to a different number, ask for their FinancEase ID card or License before proceeding.
- CIBIL and Documents: Inform us of any issues with your CIBIL score or documents in advance to avoid unnecessary processing delays.
- EMI Responsibility: Once the loan is disbursed, you are responsible for paying your EMIs on time. The company is not responsible for missed payments, and the bank will take necessary action.
- Foreclosure and Balance Transfer: You must coordinate directly with your bank for foreclosure and balance transfer.
- Post-Disbursement Issues: Once the amount is disbursed, you must coordinate with your bank for any further issues or services.
9. Limitation of Liability
FinancEase is not liable for any indirect, incidental, or consequential damages arising from your loan application process.
10. Amendments
FinancEase reserves the right to amend these terms and conditions at any time without prior notice. Any changes will be communicated to you, and it is your responsibility to review them regularly.
11. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of [Your Country/State]. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of [Your Country/State].
12. Contact Information
If you have any questions or concerns about these terms and conditions, please contact us at:
FinancEase
- Phone: 8591808470 / 7878686855
- Email: info@financease.in
- Address: 501, Raheja Plaza, Lal Bahadur Shastri Marg, near R City Mall, Nityanand Nagar, Ghatkopar West, Mumbai, Maharashtra 400086